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By using clear-ledger.org you agree to these terms. If you do not agree, leave the site. The pages cover Personal Finance, Loans, Credit Cards, and Financial Planning for general information only.
Use of the site
You may read, search, and share links to our pages for personal use. You may not copy the site, scrape it, or present our articles as your own. Do not use the site to break the law or to interfere with other visitors.
Intellectual property
Text, layout, and the Clear Ledger name and logo belong to the site or its licensors. A short quotation with a link back is fine. Anything more needs written permission.
Your conduct
You agree not to:
- Use the site for anything unlawful.
- Try to break into the site, its hosting, or another visitor’s session.
- Upload malware or flood the contact form.
- Post anything defamatory, deceptive, or that infringes someone else’s rights.
Disclaimer and liability
Articles are educational. They are not a loan offer, credit advice, or a financial plan for your situation. Rates and rules change. Confirm them with the provider before you act. The site is provided as is. To the extent the law allows, we are not liable for decisions you make from what you read here, or for interruptions, errors, or lost data.
Indemnity
If your misuse of the site leads to a claim against us, you agree to cover the resulting losses and reasonable legal costs.
Links to other sites
We link to banks, card issuers, and other publishers. Their sites have their own terms. We do not control them.
Changes
We can update these terms by editing this page. Continuing to use the site after a change means you accept the new text.
Governing law
These terms follow the laws of the place where the site operator is established, excluding conflict-of-law rules.
Contact
Questions about these terms go to the contact page.